dave ramsey's book the total money makeover

Let me rephrase, it isn’t for rigid math nerds. If you aren’t prepared to make massive changes, you won’t make as much progress following this method. Car payments? Sell it and buy a beater car. If you have credit cards, you’ll have to cut them up. 4)ĭave also recommends some seriously big life changes.

Dave Ramsey, The Total Money Makeover (p. So my Total Money Makeover begins with a challenge. If you do not (or cannot) accept this or think your situation is the result of someone else, you likely won’t gain much from this book. Dave has some strong opinions on this topic. The first few chapters (as I mentioned) are about making you aware of your responsibility over your finances. Who Total Money Makeover is NOT ForĪs much as I want to recommend everyone read Total Money Makeover, there are some people I feel would not gain as much from this book. It gives you the tools you need to change your life and make it happen. If you are willing to accept responsibility for your personal finances and are willing to make huge changes to your life in order to better it, Total Money Makeover is definitely a book I would highly recommend. Chapters 6-13 give a step by step plan of how to achieve financial freedom (called the 7 Baby Steps). These two parts The first 5 chapters address changes in your mindset: your responsibility over your finances, debt and money myths, and what prevents you from making progress. Total Money Makeover is broken into two parts. Families looking to invest for education and retirement.College graduates starting their career.Teenager beginning your financial journey.Total Money Makeover is for anyone, regardless of situation. Personal finance is something everyone will have to handle. There aren’t many books I believe should be mandatory reading, but this is one of the exceptions (just my opinion, of course). The simple answer to this is people looking to better their financial situation. If you click the link and purchase the item, I will receive a small commission. Some of the links in this post are affiliate links. So here is my review of Total Money Makeover. I thought it would be a good place to start. And though I’ve been familiar with Dave Ramsey for a long time, I’ve never read any of his books. This is one of the most popular books on personal finance.

First up on my reading list was Dave Ramsey’s The Total Money Makeover. In trying to mirror my life after successful people, I decided to start reading more.

Dave ramsey's book the total money makeover